Help Picking the right Company

[DHK]

Could you please spell out this acronym?

FE = final expense.

These are whole life policies that have more lenient underwriting (which also means more expensive, but they will cover people who have more medical impairments than traditional underwritten policies) for the amount of coverage they are purchasing.

It's not my market, but many people on this forum make a very healthy living selling final expense policies. (Yes, $400k+ is possible.) Typically sold to people at a minimum of age 50 in amounts up to $50,000. Massive market and great opportunities for one-call close sales.

Not a pitch, but even a 21 year old can do well selling final expense:

 

[JaceG]

What part of the insurance industry do you want to be in? If for FE there's different recommendations than for MP or annuity sales.

Also if you are opposed to face to face it's a different recommendation.

The sad part of asking for advice at these forums is that you will rarely get advice from actual producers. You will hear from desk jockeys and insurance groupies.

Very possible and reasonable. You'll need decent leads, along with a solid script and sales process.

Assuming you're looking at FE, your best chance at success is by buying leads, getting in the field, and going to work.

FE = final expense.

These are whole life policies that have more lenient underwriting (which also means more expensive, but they will cover people who have more medical impairments than traditional underwritten policies) for the amount of coverage they are purchasing.

It's not my market, but many people on this forum make a very healthy living selling final expense policies. (Yes, $400k+ is possible.) Typically sold to people at a minimum of age 50 in amounts up to $50,000. Massive market and great opportunities for one-call close sales.

Not a pitch, but even a 21 year old can do well selling final expense:

What places do you recommend to train me in Final Expense sales?

 

[DHK]

On this forum, there are many you can choose from who will teach you and compensate you well.

Since I've had more conversations with @Todd King , I usually recommend him first. You can check out his website here:
https://insurancesales101.com/

There's also @Rearden (David Duford) and he does an exceptional job with his agents. Check out his YouTube channel here:
https://www.youtube.com/@DufordInsuranceGroup

FEX agents are also well regarded, even though I don't remember who runs it.

You can also check out the Final Expense sub-forum here and get a sense of who you'd like to work with:
https://insurance-forums.com/community/forums/final-expense-forum.79/

 

[jdeasy]

What places do you recommend to train me in Final Expense sales?

You won't find better training, support, lead choices, company choices or commission levels than thru fexcontracting.com.

And they release if you find it's not a fit.

But they are not the choice for remote sales.

If you are hung up on remote sales look elsewhere.

 

[JaceG]

You won't find better training, support, lead choices, company choices or commission levels than thru fexcontracting.com.

And they release if you find it's not a fit.

But they are not the choice for remote sales.

If you are hung up on remote sales look elsewhere.

I'm in Tampa, so what do you mean they are not remote sales?

Are they based in Tampa?

 

[JaceG]

On this forum, there are many you can choose from who will teach you and compensate you well.

Since I've had more conversations with @Todd King , I usually recommend him first. You can check out his website here:
https://insurancesales101.com/

There's also @Rearden (David Duford) and he does an exceptional job with his agents. Check out his YouTube channel here:
https://www.youtube.com/@DufordInsuranceGroup

FEX agents are also well regarded, even though I don't remember who runs it.

You can also check out the Final Expense sub-forum here and get a sense of who you'd like to work with:
https://insurance-forums.com/community/forums/final-expense-forum.79/

Thank you very much, do you think I should make a post in that sub?

 

[DHK]

That's right - you were looking for remote sales.

@JRoot with DigitalBGA literally wrote the book on it, so that's another one to check out.

www.DigitalBGA.com

Amazon product ASIN B01ITYDYP6

 

[DHK]

Thank you very much, do you think I should make a post in that sub?

You've already got plenty of attention here. I don't see the need, but it can't hurt either.

 

[jdeasy]

I'm in Tampa, so what do you mean they are not remote sales?

Are they based in Tampa?

No. I mean selling by phone or internet or whatever without meeting face to face with prospects.

FEX has several agents in Fl.

FEX has a few telesales agents. But the training and leads are not geared to that.

FEX also has a Medicare division now too.

Stay as far away from FFL and those kind of organizations as you can.

 

[rmhaire]

If you're in Tampa you should talk to Joe Ciaccio. He's right down the road from you. He'll have everything you need.

CiaccioCrew.com