Honestly besides Geico there is no really competitive auto market in NY ... I've seeing some good #'s with Mercury and NY central in the past weeks.. but again direct writers will take over in the near future... Time to prepare for a different market ... or focus on sub-standard auto market- still a lot money to make with that...
Geico will write anything.
I would love to write for Mercury and NY central but it is tough to get direct appoitment when you are new.