Help with Potential Client?

[Agentguy5]

Hey Guys,

Yesterday I wrote a lady up but I saw her hubby's policy. It was a few years old 15k with 7.5k AD rider and he is paying $121.76 monthly. Does anyone have a better priced policy? I would love to save this family some money...

He is

73yrs old
Diabetic on Metformin
10 years ago he had a bipass

thanks in advance

 

[jdeasy]

Hey Guys,

Yesterday I wrote a lady up but I saw her hubby's policy. It was a few years old 15k with 7.5k AD rider and he is paying $121.76 monthly. Does anyone have a better priced policy? I would love to save this family some money...

He is

73yrs old
Diabetic on Metformin
10 years ago he had a bipass

thanks in advance

Best you are going to do is get him something in the same price range. Might save a few dollars.

How much cv does it have? He might want to take a
new policy for the same premium and get his cash value.

I just replaced a 6 year old LH policy. I was only able to save the guy $6/mo but the policy had about $1800 cv.

Also, is his current policy a whole life? If it's UL he might be willing to change anyway even without a large cv.

 

[TPAAgent]

Cancer and 1 year

DP.......................... error posting