HOMEOWNERS INSURANCE

[adjusterjack]

80% of my homeowners policies are PC7 or worse. If the house isn't in good condition that we can't write an HO5 or HO3, it's likely we won't have a home for it.

If you have a desperate client with a substandard home try Nationwide E&S/Specialty, formerly Scottsdale Insurance Co.

Nationwide E&S/Specialty

Rates will be higher and some personal property coverage will be limited but the company has routinely written HO-3s in the past.

 

[marindependent]

80% of my homeowners policies are PC7 or worse. If the house isn't in good condition that we can't write an HO5 or HO3, it's likely we won't have a home for it.

Sounds like you might need to broaden your market access.

 

[Herkster]

If you have a desperate client with a substandard home try Nationwide E&S/Specialty, formerly Scottsdale Insurance Co.

Nationwide E&S/Specialty

Rates will be higher and some personal property coverage will be limited but the company has routinely written HO-3s in the past.

Yep, we use that outlet as well as another broker if we come across a risk that needs an E&S outlet.

Sounds like you might need to broaden your market access.

Joys of being in a community where the 3 of the 4 closest towns are all sub 400 population. We have access outside of our direct carriers.