How Competitive Are Foresters & Equitable

I would add more but I'm waiting my turn in line at Taco Bell while smoking my pipe and praying.

(Read the whole thread if this makes no sense)
 
Omission is not a lie to an ace salesman.

Used car salesman knows that the 2012 Tahoe you are looking at had major frame damage from a near total accident. Omits that to make the sale. He concentrates on the Navsystem, leather, the color matches your wife's eyes. You are the sucker not him. Right?

Still a dollar store screw driver.
 
Omission is not a lie to an ace salesman.

Used car salesman knows that the 2012 Tahoe you are looking at had major frame damage from a near total accident. Omits that to make the sale. He concentrates on the Navsystem, leather, the color matches your wife's eyes. You are the sucker not him. Right?

Still a dollar store screw driver.

Wish you would quit putting Dollar Store screwdrivers down.. That is all I have in my tool box.. :D
 
"We have no reason to make this crap up. He chooses to ignore the fact that certificates don't have the same guarantee that a policy does."

Call the state authorities just like Newby did back in 09. The difference is so small it doesn't amount to a hill of beans. Yet you make it seem like its some huge thing? It's not.

I have had more than 7 death claims with Foresters and everyone went smoothly. One did take 45 days but the client died a year after taking out the policy and did die of things that were not disclosed on the application. After I was told how she died I didn't expect them to pay, but they did. I was pleasantly surprised.

My persistantcy is higher with Foresters than any other company. I don't recall ever having a Foresters product replaced. Unless your misleading the client its not that easy to do.

And the domestic foreign thing. I'd go foreign any day of the week if given a choice. Your argument althought it sounded good had very little merit.
 
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I was a Snap On Tool dealer for 6 years but I'm a Harbor Freight man now. That's the place for the cheap stuff.
 
You're 4 years trumps all of ours.

Also, no one said they wholesale replace them. Never mind, you are correct. We(I) are just order takers that can not sell. Even though we have Foresters and maybe sell something that is a few dollars more, we are the ones that can not sell.

Phillips

"We have no reason to make this crap up. He chooses to ignore the fact that certificates don't have the same guarantee that a policy does."

Call the state authorities just like Newby did back in 09. The difference is so small it doesn't amount to a hill of beans. Yet you make it seem like its some huge thing? It's not.

I have had more than 7 death claims with Foresters and everyone went smoothly. One did take 45 days but the client died a year after taking out the policy and did die of things that were not disclosed on the application. After I was told how she died I didn't expect them to pay, but they did. I was pleasantly surprised.

My persistantcy is higher with Foresters than any other company. I don't recall ever having a Foresters product replaced. Unless your misleading the client its not that easy to do.

And the domestic foreign thing. I'd go foreign any day of the week if given a choice. Your argument althought it sounded good had very little merit.
 
"We have no reason to make this crap up. He chooses to ignore the fact that certificates don't have the same guarantee that a policy does."

Call the state authorities just like Newby did back in 09. The difference is so small it doesn't amount to a hill of beans. Yet you make it seem like its some huge thing? It's not.

I have had more than 7 death claims with Foresters and everyone went smoothly. One did take 45 days but the client died a year after taking out the policy and did die of things that were not disclosed on the application. After I was told how she died I didn't expect them to pay, but they did. I was pleasantly surprised.

My persistantcy is higher with Foresters than any other company. I don't recall ever having a Foresters product replaced. Unless your misleading the client its not that easy to do.

And the domestic foreign thing. I'd go foreign any day of the week if given a choice. Your argument althought it sounded good had very little merit.

Say what? What difference is so small it doesn't amount to a hill of beans? What state would say the difference isn't important? Do you have any idea what you are talking about? You said that to a quote of me saying that their certificate doesn't have the same guarantee as a policy. Is that your way of finally agreeing that it's true but not important to you? I'd guess you don't disclose it to your clients.

Not surprised you would prefer foreign. You sound as about as self centered as one can get.
 
Speaking of claims, Is there's website that rates or ranks claims experiences for life insurance companies?
 
hey mustslowpitch

why don't you read newbys quote rom 2009. He clearly states he was told by the states DOI that there was no need to be concerned about certificates. They stated you should use the normal AM best rating to determine the strenght of an insurance company. So to answer your question, thats where I got it. Try and keep up. Newby even sold some Foresters and RNA policies after that. So where were his concerns then?

Suggesting Foresters and RNA policies should be replaced because of their use of certificates is a farce. Its a scare tactic and has no merit.

And since your talking about sales ability. If your not smart enough to see the value in selling member benefits you not much of a salesman. Revisit sales 101 or better yet, go sell cars for 6 months. It would due you good. You might actually learn how to sell something

And suggesting I buy foreign cars because I am self-centered is not the case at all. I buy foreign cars because they last longer, are more reliable are more fun to drive and hold better resale value.

Oh wait that was a different thread. nevermind
 
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