How Competitive Are Foresters & Equitable

[pcbinsurance]

My vision of what nfl looks like:

http://www.empowernetwork.com/cypherdiaz/files/2013/01/used-car-salesman-560x407.jpg

(Just try to take my lunch)

 

[Newby]

You have to wonder about an agent that has such low self esteem that he has to work a market where he feels the clients are beneath him. If I felt that way about the people I worked with, I would find another market..

Not to mention looking down on people who wait their turn in lines, pray about decisions, smoke pipes, and/or don't steal other people's food from them.

Such a diverse group of people he has contempt for. Maybe he actually is a customer service rep for Foresters?

 

[JimmyUt]

Maybe he actually is a customer service rep for Foresters?

The way he defends them you might think so. It is just like the LH recruiters on here.

 

[WinoBlues]

Yeah, yeah, yeah you probably wear a nugget pinky ring.

If you are behind me pushing, I make you wait longer. Normally I am clowning salesmen like you. Your customers become my clients. I replace salesmen more than I replace companies.

No Slick, I do not smoke and I definitely do not work hard. While price is a consideration it is only part of my recommendation to my clients. Many times they or a family member has called me and asked for help.

In some of your early post you have mentioned how little you think of your customers especially of certain "types" of people.

Dollar store screw driver.

Not personal at all. Love

[eQUOTE=nfl72;697970]Last time I checked this was a final expense forum. The typical FE buyer does not have a lot of money or smarts. They are looking to be sold.

After reading what you say, I believe your an average salesman at best, who probalby makes a little money because you work hard. You are the kind of guy who probably lays out some information for them to deciper and when they can't decide, you go home and let them ponder, pray and think about it.

I prefer to guide them to the right choice, write them, right then and there and be done with it.

In fact, I bet your a pipe smoker, and probably not a very good one at that. You proably stand in front of the menu at Taco BEll for 5 minutes because you can t make a decision.

Well I am that guy behind you , pushing you out of the way so I can eat my lunch and get the hell out of there. But while I was there I'd probably eat your lunch too. becasue I could!


but please don't take anything personal[/QUOTE]

 

[TDFnCali]

The way he defends them you might think so. It is just like the LH recruiters on here.

I've never even seen LH/SL agents defend their company like he defends Foresters, jeez... Well maybe, but it makes u wonder.

Sent via my Sprint Galaxy S4 using Insurance Forums

 

[tins]

Does anybody know if YAL leads is a good company to work with?

 

[nfl72]

This whole thread started because a new agent asked if the 2 companies he writes for were good. He was concerned that other agents could come in and re-write his business.

Then he was lead to belive his Foresters policies were easy to re-write, which is not true at all. Just becaue some of the old timers in this forum don't like or use them doesn't negate the fact that their are many agents here that do.

They have good pricing and great benefits. They are also financialy very strong. They have been in business over 139 years. They are an A rated company. They offer certificates just like RNA and others.

Suggesting Foresters is an easy rewrite is not true. Suggesting they don't pay their claims is not true. Suggesting their certificates are risky is not true.

Any of you agents stating you have replaced a lot of Foresters policies, I believe is also not true. Every company gets replaced from time to time. Planting a seed iin a new agents head that his Foresters business is very likely to get re-wrtten because of the certificate is a bold face lie.

 

[VolAgent]

You have to wonder about an agent that has such low self esteem that he has to work a market where he feels the clients are beneath him. If I felt that way about the people I worked with, I would find another market..

Now don't go saying stuff like that. Everyone is beneath me. I couldn't sell any kind of insurance if I couldn't sell to people beneath me.

Well, I take that back, Luke and Mah are my idols. One day I hope to be a tenth the agent they are.

 

[Newby]

This whole thread started because a new agent asked if the 2 companies he writes for were good. He was concerned that other agents could come in and re-write his business.

Then he was lead to belive his Foresters policies were easy to re-write, which is not true at all. Just becaue some of the old timers in this forum don't like or use them doesn't negate the fact that their are many agents here that do.

They have good pricing and great benefits. They are also financialy very strong. They have been in business over 139 years. They are an A rated company. They offer certificates just like RNA and others.

Suggesting Foresters is an easy rewrite is not true. Suggesting they don't pay their claims is not true. Suggesting their certificates are risky is not true.

Any of you agents stating you have replaced a lot of Foresters policies, I believe is also not true. Every company gets replaced from time to time. Planting a seed iin a new agents head that his Foresters business is very likely to get re-wrtten because of the certificate is a bold face lie.

I never said they don't pay claims or have troubles issuing certs. I said they treated the beneficiary they paid the claim to so rudely over a 9- month period that I personally would never use them again. The customer service to the agents is not good either.

As far as replacing them, they are a very easy target.

 

[GoCubsGo]

This whole thread started because a new agent asked if the 2 companies he writes for were good. He was concerned that other agents could come in and re-write his business.

Then he was lead to belive his Foresters policies were easy to re-write, which is not true at all. Just becaue some of the old timers in this forum don't like or use them doesn't negate the fact that their are many agents here that do.

They have good pricing and great benefits. They are also financialy very strong. They have been in business over 139 years. They are an A rated company. They offer certificates just like RNA and others.

Suggesting Foresters is an easy rewrite is not true. Suggesting they don't pay their claims is not true. Suggesting their certificates are risky is not true.

Any of you agents stating you have replaced a lot of Foresters policies, I believe is also not true. Every company gets replaced from time to time. Planting a seed iin a new agents head that his Foresters business is very likely to get re-wrtten because of the certificate is a bold face lie.

And you new agents can read what nfl says and judge for yourself. nfl says it not true that foresters doesn't pay their claims. Dare him to find the posts where someone says they don't pay their claims. Ah, he can't so he exaggerates to make up for a lack of facts. Some may say he lies. Many have said foresters can be slow to pay and treat our clients like crap. I don't believe nfl has the experience to say different. He might have had a claim or two that went smoothly, doubt it but he can't say they don't pay slow a lot or treat clients bad. We have no reason to make this crap up. He chooses to ignore the fact that certificates don't have the same guarantee that a policy does. It may not be enough of a difference to not sell them but it's still a fact that he just ignores instead of acknowledging and saying it doesn't matter. He should be honest about it but he can't.

Now maybe no one is replacing his foresters but is anyone trying? They might in your area, He might be in a weak one. Judge for yourself. If someone came to your clients kitchen table a week after you wrote them on foresters and told them they could get more benefit for the same money with an American company verses a foreign one and get a policy with a better guaranty but lose the not guaranteed fraternal benefits, discounts and scholarships, would you be comfortable with that? Judge for your self. Consider nfl will say anything to boast his case. Who knows why.