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O.K., everyone. I apologize. That suggestion to stop paying premiums was made half in jest. If I were in the Medicare market I would not really give that advice to a client as I am sure I would get burned.
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If a client drops an MAPD for non-payment, they lose their drug coverage. At best, they would be penalized forever. At worst, they can't pay for medication.
I agree with TX - get the govt. out of medicine.
Rick