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The direct answer is: As long as you own a car that you drive. If you don't want to pay insurance, put the car up on milk crates and abandon it.
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my term is 6 months long. after the 6 months is over do i have to keep paying or am i done paying for good? i have state farm by the way
It depends on how long you'd like'd your car to be insured - car insurance is an option; your not paying it under compulsion. However, it is always better if you have something to rely on should unfortunate event happens.
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Auto and Home Insurance