princesspeanut
New Member
- 6
We were backing out of a parking spot, apparently at the same time the car behind us did the same thing.
We both have damage on the very corners of our bumpers.
The other guy called the Sheriff to come out to the parking lot, but they wouldn't do so. So we exchanged insurance and driver license information and both said "Have a nice day". No one really talked otherwise.
Realized after the fact that neither of us exchanged phone numbers, nor did either of us take pictures (unless he did and we aren't aware).
The damage seems minimal, on both vehicles. I don't intend to do a claim on mine under my insurance if it affects my policy, because I have a $500 deductible that I'd have to pay and I think the damage is less than that anyhow.
Not sure if I should even call my insurance company if I don't want to do a claim. I have no idea if he is going to call his... or mine.
What is the best way to handle this situation? Of course, I'd prefer not to have my insurance rate skyrocket for the next 3 years over such minimal damage.
Thank you in advance.
We both have damage on the very corners of our bumpers.
The other guy called the Sheriff to come out to the parking lot, but they wouldn't do so. So we exchanged insurance and driver license information and both said "Have a nice day". No one really talked otherwise.
Realized after the fact that neither of us exchanged phone numbers, nor did either of us take pictures (unless he did and we aren't aware).
The damage seems minimal, on both vehicles. I don't intend to do a claim on mine under my insurance if it affects my policy, because I have a $500 deductible that I'd have to pay and I think the damage is less than that anyhow.
Not sure if I should even call my insurance company if I don't want to do a claim. I have no idea if he is going to call his... or mine.
What is the best way to handle this situation? Of course, I'd prefer not to have my insurance rate skyrocket for the next 3 years over such minimal damage.
Thank you in advance.