I Am a P + C Brah Just Getting Started

[InsuranceBrah69]

i also have been contracted with Insphere for almost a year, writing life and ltc when they come along through referrals. The whole buying bad leads, chasing people down, hoping that they qualify to be able to buy health insurance out of open enrollment, packaging in utter crap and hoping to get a sig and check before they become aware of what they're getting just isn't a sound business model and doesn't really offer long term growth potential. The corporate stuff they spew at you is sickening and insults your intelligence, and its funny how some of the people actually eat it all up even as they're making three hundred bucks or so if they're lucky.

anyways, the place doesn't really have a great reputation, commissions are on the low side, and dealing with their salary guys is a freaking joke. BTW they hired me and jerked me around for months before getting me through their rigorous and thorough training program before I was allowed by them to go out and start working.

I have a lot of referrals that are coming in for LTC and Life cases. They vary greatly and most of them are in the pipeline right now and not finalized, as it takes people some time to decide on products that cost 5k+ a year.(concept misunderstood by insphere, and misinterpreted as slacking by the salary guys)

My question is should I stay with them, and just sporadically write ltc and life whenever it comes in through them? Or should I get out and write on my own?
Will I only be able to write with carriers they are not appointed with?

 

[rousemark]

What the blazes is a Brah? A bra for more than two?

 

[djs]

Hey Brah..... I assume that is in the Hawaiian context?

From reading your post, you have already made up your mind. You just have to admit it to yourself. Pack up and get out.

Dan

 

[Crabcake Johnny]

Another post like this:

"I hate my girlfriend. She beats me every day and cheats all the time. On top of that, she's really fat and smells horrible. Should I stay with her?"

Good Lord.

 

[rousemark]

I have a lot of referrals that are coming in for LTC and Life cases. They vary greatly and most of them are in the pipeline right now and not finalized, as it takes people some time to decide on products that cost 5k+ a year.(concept misunderstood by insphere, and misinterpreted as slacking by the salary guys)

Must have changed since I sold LTCi. We always considered it a one call close, the same as Med Supp or FE. Never experienced people debating any longer just because the premium was a little larger.

 

[djs]

John - I don't believe you. How could she cheat on you if she is fat and smells horrible?

Or at least, if she is, does she bring in good money? And can she stay out a little longer???

 

[VolAgent]

Another post like this:

"I hate my girlfriend. She beats me every day and cheats all the time. On top of that, she's really fat and smells horrible. Should I stay with her?"

Good Lord.

No, you should marry her and remain faithful. Forgive all her transgressions.

 

[Crabcake Johnny]

I don't even stay on the phone with agents like this any more - and they love to call:

"I've been captive with my agency now for 6 months. They're horrible. I haven't made a dime, the leads are terrible and I hate the management. Oh, and the products are horrible. Should I stay?"

 

[rousemark]

I don't even stay on the phone with agents like this any more - and they love to call:

"I've been captive with my agency now for 6 months. They're horrible. I haven't made a dime, the leads are terrible and I hate the management. Oh, and the products are horrible. Should I stay?"

..........And, btw, I am working the senior market selling LTCi. I really blow them away using my extensive knowledge of hood and net slang!

 

[VolAgent]

I don't even stay on the phone with agents like this any more - and they love to call:

"I've been captive with my agency now for 6 months. They're horrible. I haven't made a dime, the leads are terrible and I hate the management. Oh, and the products are horrible. Should I stay?"

Tell them yes, and send them a bill for your time.