As far as new companies, you shouldn't have any problems getting appointments as long as your credit is reasonable and you have no problems with you Insurance Dept. You might have trouble getting appointments with some of the carriers you are contracted through with them.. You might have to go 6 months without production if Insphere will not give you an immediate release. .There are other companies you can go with in the meantime even if you have to change your target market in the meantime. If you need to generate cash flow soon, you might consider a market that you are more comfortable trying to close on the first call. I really wasn't trying to give you a hard time about LTCi should be, in most cases, a one call sale. Really just wanted you to step back and look at what you were doing to see where you might do it differently.
The "brah" comment started as a joke and soon got out of hand. Most people here are more than willing to try to help. As far as how old folks perceive certain things, I am an expert as, "I are one"..
I certainly would not stay with a group that for which I as much ill will as you have for them. It probably won't get any better and 6 months down the road it might get even more costly to change... Good luck
