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I did a rating for $250,000 10 year term for a 60 year old male in 95628 zip code (CA) with West Coast vs. IllMu and Ill wasn't even close. WC killed them price-wise. But maybe I was wasn't comparing apples to apples. I'm somewhat new at life rating.
Al
Dollar for Dollar on Term Products the IM's will never be competitive on that alone. Now if you want to talk about Conversion then it changes everything, but term and price is not where Ill. Mutual or any Carriers like them will compete for that business or so it seems. Yet then you don't have to worry about Ill. Mutual, NYL, MM or any of them competing directly for your clients like say WCL or AIG.
James,
I have not even looked into their group market at all. I never have did any group insurance in my life. Therefore I know nothing about it. You'll have to call them up about that deal and see what they say. I'm sorry I can't help you with this issue. I'll give you the contact info and you can see what they will tell you.
Here is the contact info. I hope this will help you, as I surely can't.
Eastern Region: 800-531-6587
I have heard that Illinois Mutual is an excellent carrier for blue collar and gray collar DI products. IM appears to stress the "middle market." Their main competitor is Assurity.
I agree. thnnnnnnxxxxxxx