Illinois's ABE Exchange-Marketplace

Discussion in 'Health Insurance Exchange Forum' started by AllenChicago, Apr 6, 2013.

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  1. stuy119
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    stuy119 Well-Known Member

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    Logic would have to dictate that UHC and Aetna are the others.
     
  2. AllenChicago
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    AllenChicago Well-Known Member

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    NO UNITED HEALTHCARE IN ILLINOIS EXCHANGE.

    Crains Chicago Business publication will publish in its Monday 7/15/2013 edition that United Healthcare Will Not be one of the Illinois ABE Exchange carriers.

    Link: Crain's Chicago Business : Subscription Center

    The SIX carriers will be:
    1. Blue Cross
    2. Aetna (Aetna bought Coventry this year)
    3. Land of Lincoln Health
    4. Coventry (Aetna bought Coventry this year)
    5. Humana
    6. Carle Foundation (Non-Profit Hospital Group based in Urbana, IL.)

    -ac
     
  3. stuy119
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    stuy119 Well-Known Member

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    This was interesting:

    Only 14 options for individuals. And only 23 for group clients. Significantly reduced options.
     
  4. AllenChicago
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    AllenChicago Well-Known Member

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    BCBS-IL has 8 distinct non-group plans now, according to Blue Cross Blue Shield of Illinois - Health Insurance Illinois - BCBSIL.
    1. Select Blue
    2. Select Blue Advantage
    3. Blue Choice Select
    4. Blue Value
    5. Blue Value Advantage
    6. Blue Choice Value
    7. Blue Edge HSA
    8. Blue Edge HSA 5000

    They also have a "Blue Pathways" child-only plan that's available twice a year, but that one will probably be going away at the end of 2013. And of course the Blue Cross TEMPORARY policy.

    I think for the purposes of the Exchanges, what constitutes a "plan" is defined differently? According to the ACA, you have the Metallic policies and the Catastrophic policy. How BCBS can have 14, and Land of Lincoln "the vast majority" of the 165 Exchange plans must be a new way of defining these things.
    -ac
     
  5. hisglory8
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    hisglory8 Active Member

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    Hi Allen,

    Can you tell me who I can contact in Illinois to find out what part will agents play with Obamacare? Is it worth our time to sign up with someone. Trying to find out more information.
     
  6. AllenChicago
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    AllenChicago Well-Known Member

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    Certainly HisGlory. Contact the EBRM (Employee Benefits Risk Management) Brokerage. They will get you licensed to sell the largest Illinois Exchange company, which is Blue Cross. Here is their website. The phone number is on the front page:

    http://www.EBRM.com


    Just give them a call and they'll get you contracted and educated on what to do. I contracted with them several years ago. Nice people to work with and you'll be paid directly from Blue Cross. To your success in 2014!
    -allen
     
  7. hisglory8
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    hisglory8 Active Member

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    Hi Allen, Thank you for your help. The people were really nice. This will be new for me. Please share any ideas you can in how I can generate more business as a Life and Health agent. I am still struggling to find new business I have been doing this a little over 3 years. Please feel free to email me at [email protected]. Thanks for all that you share with us on the forum.
     
  8. AllenChicago
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    AllenChicago Well-Known Member

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    HisGlory, it's a pleasure to assist those like you, who truly want to succeed. Unfortunately, I don't have any concrete sales ideas at this time due to a lack of information. Until we know the plans, rates, commissions of the Illinois Exchange Carriers, there's no solid advice we can give each other, or our clients/prospects. I'm in a "holding pattern" until we get more pieces for this big jigsaw puzzle.
    ac
     
  9. AllenChicago
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    AllenChicago Well-Known Member

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    ABE has a new role. It is now (As of 10/1/2013) the official portal for determining eligibility for Medicaid, Food Stamps, Cash Assistance and something called the "Medicare Savings Program".

    URL: http://www.abe.illinois.gov/

    -ac
     
  10. AllenChicago
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    AllenChicago Well-Known Member

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    Word of Advice. Worked with a lady today whom we knew would be Medicaid eligible, but decided to start at HealthCare.gov just to see how the procedure to route her to Illinois Medicaid would work.

    After encountering numerous website errors, we called the HealthCare.gov "Hotline" and spoke to a lady who started to ask the standard questions. After 30 minutes, she determined that my friend was eligible for the new Illinois Expanded Medicaid and advised us to apply online at http://www.ABE.Illinois.gov .

    Advice: If any adult in Illinois earns less than $15,000 per year, he/she is eligible for the 2014 Expanded Illinois Medicaid. That person can purchase an individual health insurance plan on/off the Marketplace, but is not eligible to receive the Advance Premium Tax Credit (subsidy).

    See the INCOME CHARTS on this page for reference:
    Medicaid and CHIP Eligibility Levels | Medicaid.gov


    .
     

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