Yes...a lot of FE carriers have term and UL products...albeit not very competitive outside of RNA's essential life. They also have Sagicor, which has a great non med UL and Single Premium product. In addition I'd probably look up Pinney for some term and UL companies.
IMHO, you need to focus on 1 area and have options for your 1 off cases. From your last post, you seem a bit scattered...in any business that isna sure way to failure.
Get laser focused on 1 product, learn it and then start your progression. Don't try to tackle IUL's, SIWL, ROP term, GUL's and annuities in 1 fail swoop.
I'm going to through the Skipper a bone here...I'd pm TwiLight and get his thoughts. He's probably one of the best sounding boards on this forum, that and he knowsnhis
