Interested in Lincoln Heritage

[RonRoberts]

First of all, the quotes NFL72 were not attributed to me. That being said, other than price, contract issues, not being vested immediately, and each management group being in charge of how they treat you, there is nothing wrong with them.They offer basic whole life, just like anyone else, just at a higher price. The issues seem to be with the way they market themselves and with their agents. Their leads are overpriced, (upper $20's) their renewals sucks (according to a friend who is a manager with them) and they will take any agents who can fog a mirror. They don't care if you have vectors, they will take you. If there are better options out there, why not go with those. Just like NFL said, he sold Toyotas because he believed in them. If you think Lincoln is the best, why does any of what I have just written, or anyone else for that matter even factor into your decision.

I will say this, if you decide to commit to them, make sure it is all or nothing and that you can do it.If you are with a good group, I am sure it will work out for you. The agents here that talk about them speak with experience. Todd, Jdeasy, myself, and many others have already been down that road.

Good luck with whatever decision you decide to make.

Thanks Jimmy for your input. I am not cheerleading for any one company, surely not Lincoln Heritage. I am merely trying to add to the OP desire to learn more about a company from unbiased feedback.

Ron

 

[Newby]

There is absolutely nothing wrong with them from my perspective. I like them. I like what they do.

 

[nfl72]

I don't like LH for the following reasons

1. Their policies are overpriced and you run a big risk of chargebacks. I myself have replaced probably ten or more in the past year. I was able to lower payments and give more coverage with more benefits, consistantly.

2. The manager in Detroit I spoke with overpromised on everything he stated. Fresh leads no way several of the the leads he gave me were very old. He stated he had been with the company for 20 some years and was a millionaire. I heard very differently from a few of his agents. After speaking with him and his agents I was not impressed with anything. They sounded like a rag tag operation with a bunch of rum dummies. And yes I understand there might be better offices around the country but so what. Your still selling overpriced polices that are ripe for replacement.

 

[Jake07712]

It makes no sense to me for an agent to go with just one carrier. Add LH to your mix and sell what's best for your client, (and for you). After a short time, you'll learn which is your 'go to' company.