Is Ebola Covered Under ACA?

And will it cover quarantine costs? How about loss of income?

Correct, with the caveat that it likely won't cover the CDC medication as it has not been FDA approved for the treatment of Ebola (or anything else).

Quarantine happens in a hospital, and is covered by the facility fee.

Loss of income is never covered by insurance. Considering the average length of an Ebola hospital stay (presuming recovery), a short-term Disability Income product would probably fit best. Of course, that sweet hospital indemnity plan I'm pushing would pay something like $2500 on admission and $165/day of confinement, which is honestly about what DI would pay.

Non-approved medication is not implicitly covered, but I'd imagine in a case like this, the cost of the drug is the least of your worries. They're giving it to you and figuring out those technicalities later. Between the hospital, CDC, and carrier, I'd bet someone is going to step up to the plate and pay to avoid being blasted on the news for such a hot topic.
 
Maybe Gov. Perry is really a Liberal who's about to come out of the closet?


906676_10204192419067105_3428044861915522938_o.jpg
 
Loss of income is never covered by insurance.

It is with Workers Comp.

If Ebola is contracted in the workplace you can file it as a WC claim. Of course if the workplace is in Liberia probably no WC in place.
 
Maybe Gov. Perry is really a Liberal who's about to come out of the closet?

Wait just a minute now. San Diego is relatively conservative not to mention absolutely gorgeous with a climate to die for. Even Mittens Romney has a house in La Jolla I would bet anything this is where he would live if he moves out there.

I'm so sick of the heat (95 degrees yesterday) and damn mosquitos I might just move with him.

Don't expect Perry to ever live in the SF Bay Area.
 
when you move to the great state you know its hot.... you know there are skeeters.... you know there is massive amounts of empty land.....but...

add up all the negitives vs positives and you get the greatest state in the country.... others try and compare their little po-dunk state to ours and at the end of the day... Texas is Texas.... nothing better.....
 
when you move to the great state you know its hot.... you know there are skeeters.... you know there is massive amounts of empty land.....but...

add up all the negitives vs positives and you get the greatest state in the country.... others try and compare their little po-dunk state to ours and at the end of the day... Texas is Texas.... nothing better.....

I guess that's why I've been here for 44 you 50 and Perry 60 years....California is for vacations...
 
It is with Workers Comp.

If Ebola is contracted in the workplace you can file it as a WC claim. Of course if the workplace is in Liberia probably no WC in place.

For the public record, diseases that are not directly related to the employee's work (directly connected would be like miners inhaling coal dust or exterminators inhaling pesticides), but still contracted during the workday, must be reviewed for whether or not they are eligible for payment under Workers Compensation. Business travel can be covered 24/7, it's the definition of business travel that would be in play for a claim.

Online search shows WC coverage is available for international volunteers and employees.
 
York, I see your point, but this is an unusual situation.

A hospital is a "sterile" environment (or is supposed to be). But there are all kinds of germs floating around, a hazard of the job. Also body fluids.

If a hospital worker contracts something like Ebola that can be tied directly to the environment I would say they have a strong case for a WC claim.

Tater, unless things have changed, TX doesn't require WC but does hold employers liable for work related injury and illness. WC claims include LOT benefits.
 
Back
Top