OMG, those rates seem high. Does that look crazy to any of you agents? Is it really that much cheaper with me being in Oklahoma?
The med premium looks crazy. Is that like the required PIP coverage? We don't have required PIP here. Our med pay is MUCH cheaper.
As almost everyone else said, I'd drop the collision & comp. The car just isn't worth that much. If it's an $1800 car and you have a $500 deductible, you're probably paying ~$700/year for those coverages on a car they'd give you $1300 for if it's totaled. I'd keep the liability and UM like they are.
The med premium looks crazy. Is that like the required PIP coverage? We don't have required PIP here. Our med pay is MUCH cheaper.
As almost everyone else said, I'd drop the collision & comp. The car just isn't worth that much. If it's an $1800 car and you have a $500 deductible, you're probably paying ~$700/year for those coverages on a car they'd give you $1300 for if it's totaled. I'd keep the liability and UM like they are.
