tarrasque -- here's one thing I've posted before, but a re-post seems in order, and may conceptually help you:
The insurance industry believes, and trains its agents to believe, that you're going to die tomorrow, and that somebody else needs the money.
On the other hand...
I believe you are probably going to die of old age, and that you'd just like to live better in the meantime, while still taking care of your beneficiaries.
Which strategy would you like your finances to follow?
I know that was meant for me, but I'll say I'm stealing it too. There's (almost) all super good advice and pointers on this thread. Mostly, you guys have helped me to turn my attitude around, and with a few pointers to help, things are already starting to turn more positive. Thanks again.
