Insurancecoach
New Member
- 4
As already stated by numerous posts, not sudden, accidental or out of the blue. It was intentional. The Farmer should have considered Flood Insurance from NFIP.
Is this Covered by Standard Auto Insurance?
- Thread starter marindependent
- Start date
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- auto insurance flood
Al3x Lee
Guru
- 952
Why exactly would they need flood insurance for this?
- 2,624
Flood insurance covers structures and contents, not land.
Insurancecoach
New Member
- 4
I realize that. However, finding the same video feed on Twitter which showed his main residence and property inundated with water from the levy break. I assume that he made the decision to sacrifice his pick up truck in an attempt to save or at least preserve his property from flood waters rushing in from the levy.
- 2,624
That's what flood insurance is for.
Al3x Lee
Guru
- 952
Please share that video, I can't seem to find it. All of the articles I'm finding say they were trying to preserve the pistachio trees
Insurancecoach
New Member
- 4
Al3x Lee
Guru
- 952
I still fail to see how flood insurance would have done anything for the farmer. That tweet specifically points out that he was doing it to protect his orchard and community, not his residence.
Insurancecoach
New Member
- 4
Flood insurance would not have done anything for his pistachio trees and or crops. However, I assumed that picture in shown in Twitter was his residence. If there were two or more acres covered by water that would trigger coverage for Flood Insurance and his residence and personal belongings would be covered.
rolfshepard
New Member
- 9
No, never this type of stupidity is not covered under standard auto insurance, In video clearly shows you intentionally damaged your vehicle, If there is a flood in that area you can call emergency services their law and order came to help in that situation, but you came like a superhero and throw your car to save the flood situation just like avengers.
Even if you can't prove that these things happened in a natural way, as this video clearly shows what actually happens, This makes your driving records even worse next time you apply for insurance I think the company not consider you because it is an act of fraud and even you can face legal charges also.
Even if you can't prove that these things happened in a natural way, as this video clearly shows what actually happens, This makes your driving records even worse next time you apply for insurance I think the company not consider you because it is an act of fraud and even you can face legal charges also.
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