IUL with Minimum Guarantee

Discussion in 'Indexed Universal Life Forum' started by doctor, Sep 30, 2011.

  1. doctor
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    doctor Expert

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    I've been researching IUL's and looking for carriers that offer a minimum 2-3%. Do these carriers still exist?
     
  2. scagnt83
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    scagnt83 Guru

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    Penn is the highest I know of at 2%.

    LFG & ING both are 1%.


    All three are my top picks for IUL.


    Stay away from 0% floors.
    If your selling CV, then you should compare the cost of accessing the money just as much as the floor.
     
  3. dgoldenz
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    dgoldenz Moderator Moderator

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    A minimum guarantee is useless without knowing the cost of insurance charges.
     
  4. Foreclosure
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    What about the carriers promoted by First Financial Securities, Inc.?

    I believe it's North American
     
  5. BNTRS
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  6. keavon
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    keavon New Member

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    Nope, that's not the Carrier. The Carrier FFS used has a 2.5% Guarantee but the performance is not as much comparing to other carriers. There are two carriers that I knew and working with them have 3% and 4% guarantee on IUL. kv
     

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