How does a person who wants to be honest, get some form of health insurance for a child with pre-existing conditions then?
I had a similar situation with my son. UnitedHealthCare declined him due to a pre-existing condition. I appealed to the company and even asked if related illnesses could be excluded or if I could pay a higher premium - but to no avail.
My personal life experience has been that honesty is NOT rewarded, it is, in fact, often punished.
I agree we can't have a system that rewards liars, but we can't have a system that punishes the honest either.
I had a similar situation with my son. UnitedHealthCare declined him due to a pre-existing condition. I appealed to the company and even asked if related illnesses could be excluded or if I could pay a higher premium - but to no avail.
My personal life experience has been that honesty is NOT rewarded, it is, in fact, often punished.
I agree we can't have a system that rewards liars, but we can't have a system that punishes the honest either.