I think this is a very important question that needs to be answered in our community. The number #1 problem I get with most individual cases, in regards to their billing, is bloodwork in particular. Doctors jump to the idea of always doing labwork whenever they see a jump in their blood pressure. Eventhough, its usually because they're nervous about doctors or drank coffee etc. hence skewing the readings. What carrier have you seen cover the labwork best? I know for group its UHC hands down. No Charge for lab & x-ray. But what about IFP? This week alone I have had Blue Cross, Nationwide & Aetna clients call me complaining about the cost. The current bill that is on my desk (Aenta) is 9 lab services and 2 x-rays for over 1,500. Negotiated down to about 1,200 since he has a high deduct. All because of a high blood pressure reading. Any other companies specifically IFP that have better UCR's to keep these bills lower would be greatly appreciated. Thanks for reading!