I don't fly as much as I'd like mainly because it's to damn hot. Plus I'd much rather get paid for rental on my plane.
I suspect I could fly at night now that the FAA has basically eliminated Class 3 medicals. Previously I couldn't because of being somewhat color blind. However, even if I don't have the restriction it's probably best that I don't fly at night. If I had an incident the claim could be made that I knew it was not a good idea.
Rick
If you "had an incident", you may not have to worry about the claim....