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We must have different books then.
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We must have different books then.
Also, in that statement it doesn't say anything about it being gauranteed issue. It just says you may have the option.
You still do not get it. Its not a state thing, its a company thing. SOme people will never learn I guess. Yeah I was back and forth because of people like you.
It is NOT a company thing and I'll explain below. But I beg to differ with you on the state issue. And maybe I'm blurring some lines here, but why else would the Medicare & You book state "Check with your State Health Insurance Assistance Program to see if your state offers other rights to buy Medigap policies". This is in the same paragraph I've been discussing previously (page 75 of the Medicare & You book). There are some states, such as California and Missouri, that have much different rules than we do here in Georgia, and I'm sure in Indiana as well. These rules may or may not be specific to leaving a Med Supp for a MA and back to a Med Supp, but there are definitely different rules in some states.
Now, about the carrier issue, I talked with Stuart (an underwriter at United World) and he states that it is a Federal law that ALL companies offering plans A, B, C, F, K or L must accept the people meeting the guidelines of leaving a Med Supp for a MA for the first time and going back to a Med Supp in the first 12 months. Even the Medicare Guide you've been quoting states this to be true for ALL carriers. The question really becomes whether or not you have to show any proof that your previous Med Supp carrier still offers your plan. None of the carriers I've dealt with have asked that question. They've just accepted the person. That is why I state that you can go to any carrier.
Stuart went on to say that any carrier that offers these plans listed above that doesn't abide by these rules should be turned in. So, since you apparently have talked with all the carriers in your state and all but two are offering coverage in this situation, I'd say you've got some work to do in turning them in to the state DOI. Because Federal law says they must accept the person when they have met the guidelines.
And if it makes you feel better to blame me, or people like me, for your confusion, then so be it. You go on about your business and I'll go on about mine. I've got nothing more to say on this topic.