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I hear these folks have a bonus program to increase your renewals based on persistency. Sounds great but how are they to work with on a daily basis? Do they have a POS interview? Are their rates and UW competitive?
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Nothing at all?
I hear these folks have a bonus program to increase your renewals based on persistency. Sounds great but how are they to work with on a daily basis? Do they have a POS interview? Are their rates and UW competitive?
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Nothing at all?
Don't have a POS interview like most companies. They take the complete application over the phone. Paperless. Not contracted so don't know how they are to work with.
Be patient, you just posted this 2 minutes ago.
That is weird. I swear I posted this last night.
Yes, their rates & underwriting are competitive. They're also nice people & easy to work with. I like the paperless system, but find the phone interview a little cumbersome. But it's effective and nice that once you've completed the sale there's nothing else to do - no forms to fax or paper to deal with (unless you want to file your worksheet).
How does their paperless app compare with that of rna?
Same here - I've never done RNA. But I've heard it's similar. When I say it's a little cumbersome, it's really no more so than any other POSTI. It just takes a little longer because they're taking bank info & a couple other items that are normally on the paper app.I have not done RNA however I have LBL. Super easy, all verbal, you do not send in any paper work. My last one we had to use a Spanish interpreter and it was not bad.