Life Insurance for Convicted Felons

[WinoBlues]

Just turned 40 in June.

I would go simplified issue. I would not want to chance an MIB hit if I did not need to. I would also buy at least a 20 year term. You plan on lapsing in a year but stuff happens. What if those benefits do not happen? Do not be penny wise pound foolish.

I am sure people will blow up your pm in box with offers to help.

Just my 2 cents.

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Also be aware that this is a little $ deal that is a lapse in a year. So a lot of agents will pass.

 

[ferris123]

What is simplified issue? No one is blowing me up yet. Lol

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Gotcha, I just figured there would be less risk if I got a 10 year term rather that 20 or 30, and would be more affordable, as I know it won't be like my 15.44 monthly rate.

 

[WinoBlues]

What is simplified issue? No one is blowing me up yet. Lol

SI has fewer questions and may be a bit higher premium. More risk built in.

 

[Mattschmidt]

What is simplified issue? No one is blowing me up yet. Lol

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Gotcha, I just figured there would be less risk if I got a 10 year term rather that 20 or 30, and would be more affordable, as I know it won't be like my 15.44 monthly rate.

ferris, give me a call. 800-764-6143

 

[ferris123]

So who offers that type of policy?

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Mattscmidt, PM me your email address, or I call later as I am at work.

 

[WinoBlues]

So who offers that type of policy?

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Mattscmidt, PM me your email address, or I call later as I am at work.

There are several. A good agent will check all the questions before submitting. Don't ask don't tell. BTW, do not lie on an app.

Note on his future benefits. While free you have zero control if he keeps them. Group plans are not guaranteed the same as private plans. . Buy something you are the owner. Especially if you have children.

 

[Stephen]

ferris, give me a call. 800-764-6143

Matt, would you mind pming the carrier that you have in mind? If they are in Arkansas I have someone from last month that I need to follow up with.

 

[WinoBlues]

So who offers that type of policy?

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Mattscmidt, PM me your email address, or I call later as I am at work.

There you go. Matt should be able to do a good job for you.

 

[ferris123]

Going to call him at lunch! Here's hoping!!!!!

 

[newtothegames]

do you think F/E would be a good fit for felons?