Life Insurance for Someone Very Unhealthy

Nov 23, 2016

  1. MichaelBurton
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    MichaelBurton Super Genius

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    Have someone who is a flat decline. He wants me to double-check the options, see if anything is out there. I'm not expecting much but thought it was worth the ask. Thanks in advance for your help.

    MB
     
  2. WinoBlues
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    WinoBlues Guru

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    Age, state and amount?
     
  3. MichaelBurton
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    MichaelBurton Super Genius

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    50, Texas (why does this matter, curious?), Whatever he can get. Beggars can't be choosers.
     
  4. HoosierLife
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    HoosierLife Want to write $20,000+ Guaranteed? bit.ly/learnfe

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    Not all companies are in all states. We would also need to see his medications and his health conditions to give you something accurate.
     
  5. WinoBlues
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    WinoBlues Guru

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    What that Hoosier dude said. Also, some plans are not available sub 50. Not doubting you, however some people agents think are totally GI may qualify for something better like a Graded plan. Per same Hoosier dude.
     
  6. myinsurebiz
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    myinsurebiz Guru

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    Americo GI - $10k = about $95 a month . . . No Health Questions. 3-year graded death benefit . . .
     
  7. HoosierLife
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    HoosierLife Want to write $20,000+ Guaranteed? bit.ly/learnfe

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    I don't think you could've offered a worse option.
     
  8. myinsurebiz
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    myinsurebiz Guru

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    Hey - he said he didn't expect much - so, gave him an option that I use . . . Nobody else offered up anything ;)
     
  9. HoosierLife
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    HoosierLife Want to write $20,000+ Guaranteed? bit.ly/learnfe

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    didn't you just get your license like three hours ago? And in that time you finally sold a plan G in the most expensive G.I. company on the market??
     
  10. MichaelBurton
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    MichaelBurton Super Genius

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    What is a graded plan?

    Which companies offer them?
     
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