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I saw an old friend yesterday that is highly interested in buying some life insurance from me but will fall under the blood and urine requirement. This person admitted to smoking occasional marijuana once in a while. I'm not talking Tommy Chong, Snoop Dogg, or even Ricky Williams, but some occasional chronic.
The rumor I've heard is that life companies really don't care much about it, but are more concerned about tobacco for the higher cancer risk or cocaine which can trigger an OD. I don't exactly want to call underwriting and ask.
Thoughts?
The rumor I've heard is that life companies really don't care much about it, but are more concerned about tobacco for the higher cancer risk or cocaine which can trigger an OD. I don't exactly want to call underwriting and ask.
Thoughts?