Anyone have any experience with Lincoln Heritage Final Expence here in Ohio?? just trying to perform due dilligence on them and thier lead program. any info would be helpfull
I will get attacked by most of the board for saying this, but here goes: I like LH's lead program and I'm not going to knock their product. I would say that over 90% of the people here will tell you that they love LH, but for a different reason. Most people that sell FE like LH because it is extremely easy to replace since LH's rates are higher than most people's rates.
That being said, I still like their product; as well as what they do for the agents. I have heard horror stories about their lead program from some people, and have heard great things from others. I have a friend in Utah that sells LH and he loves their lead program; I have another friend in SC that hates it.
So I guess my ambivalent advice to you is this: Try them out for yourself and see how you fair. If their lead program works out well for you then stick with the program. I should warn you that their rates are historically higher than most FE companies. That being said, BCBS is higher than most health companies and they still have some of the best sales.
Once again - Yes! I realize there will be objections.