Looking for Whole Life Recomendation

Thanks for responses. Still do not know which way to go, and what options to present. Suffering from analysis paralysis, as well. Any thoughts on ROP term? My so called whole life expert is awol as well. than ks.
 
I don't remember what the exact facts are on this, but if you'd like a little more guidance, feel free to reach out. I can't guarantee that I'll be immediately available, but I can send some thoughts/ideas your way.
 
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