supersupps
Guru
- 534
West Coast Life quotes 183.00 for 100k for a 69 yr female non-smoker in super-preferred health, thru 121 yrs of age. Are there lower cost options?
Lowest Cost Carrier for GUL
- Thread starter supersupps
- Start date
- 8,707
Essentially no...Yes North American is listing at 180 and I'm showing West Coast and Protective at $180 until 2/27...but the question is more in the line of what will a 69 year old client actually receive as an offer from the carrier...Is the price the issue? You could lower the guarantee length.
- 15,041
Actually, Lincoln and Banner come in a bit less. But again, can she get preferred best?
- 8,707
Yes annually but doesn't seem to be the case monthly.
- 15,041
No, monthly.
Guaranteed access to what? Guaranteed cash benefit for something other than death?
LOL....I asked the same question. Access to their cash value is the answer I got.
This product actually hasn't hit the shelf just yet so I probably shouldn't have put it out there with knowing all the answers. My bad.
So there are no surrender charges? I got a few emails from AIG about the product, but didn't bother to read them yet.
I'm afraid to assume anything about this product just yet other than what I read. What I was sent really doesn't go into complete detail about it. I'm also in the middle of changing my contract with them at the moment, so I'm in limbo when it comes to accessing anything about it if it's even on the website yet. They did say they would be sending out something on it in mid Feb. I've yet to see that.
