GenerationX
New Member
- 2
I have been on LTD with a major carrier for over a year. My policy is a group policy. I transition from own to any occupation in about 6 months. My disability is for panic, severe anxiety, depression, and ocd. This group policy has no 2 year limit on mental health like most group policies. It should pay until I am 65 as long as I remain disabled. I am still unable to work due to chronic mental health issues. Can anyone here give me any pointers for when I have to fill out the paperwork any occ? Has anyone here been of LTD for many years? Please share your experiences with me. Thanks in advance for any and all responses.