Independent agents can do seminars too. Get with a hospital. They are always looking for someone to put on a seminar and they furnish the room and etc. They will even put it in their monthly news letter. Around my area, they are begging for someone to come and share the information. You are right though, come October 1, you won't be able to turn the channel without seeing something about MA's. Just remember last one wins...until January, then only one change and they are locked in.....