I know this we've debated this with age 65+ but since this is a bit different so I wanted to run this by you guys and get your opinions. Referral just called me Friday. Her husband is 63, A&B effective date 10/01/17 (next month). Zip 73624, Washita County. One MAPD, PPO, $177/month. Or plan A $240 and up, plus a PDP $28. Prescription copays are about the same either way (about $30/mo total) Since we never talk about Plan A vs a higher priced MAPD. I wanted to see what everyone else would say.