MA SEP Question

May 15, 2019

  1. vic120
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    vic120 Guru

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    I have a prospect Who retired as of Dec 1st, However, he went down to SS last week and says he got approved for 06/01 effective on part B Medicare

    What SEP can I use to enroll on Aetna MAPD? Cant be loss of Group Can I use

    Could I use ICEP or ICEP 2, I can't remember now though I have done a few in the past with general election period Just don't remember the SEP used
     
    vic120, May 15, 2019
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  2. TwoCents
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    TwoCents Guru

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    I'm assuming he already had Part A? If Part B does indeed start 6/1, his ICEP for MA/MAPD enrollment ends 5/31. There's no such thing as ICEP2; that would be IEP2 for those with Medicare before age 65 then they get the IEP2 upon age 65.
     
    TwoCents, May 15, 2019
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  3. TwoCents
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    Also, if General Enrollment came into play, his Part B would start 7/1, not 6/1.
     
    TwoCents, May 15, 2019
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  4. vic120
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    vic120 Guru

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    No its no GE Just comes to mind as it is where part B effective is not at the same time as retirement, That is what is similar But it is not GE

    He retired in Dec but never signed up for part B till now he has a 06/01 effective but his group ended Dec 1st
     
    vic120, May 15, 2019
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  5. mickeyma
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    mickeyma Guru

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    call your primary medicare company and get the correct answer from agent services
     
    mickeyma, May 15, 2019
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  6. TwoCents
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    TwoCents Guru

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    You have more faith in them than me!
     
    TwoCents, May 15, 2019
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  7. Matthew King
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    Assuming your client isn't in the IEP window, three months before their birthday, the month of their birth month and three months after it for a total of 7 months. (for those that could use a refresher :D), then if he enrolls before his 06/01 effective date. You would use the ICEP enrollment. His coverage would start the same day of his Part B effective date.

    However, if that's not the case and he plans to enroll after his effective date, then you'll have to use a SEP, which I believe you'll have a hard time doing since he's passed the 63 calendar days. Other than that AEP I believe is the only other choice or a Medigap plan.
     
    Last edited: May 15, 2019
  8. goillini52
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    goillini52 MAGA...Eat More Bacon & BUILD THAT WALL!!!

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    I don't do MA, so I'm not an expert...but isn't it 3 months before the birth month(unless birthday on the 1st of the month), the birth month and 3 months after the birth month for a total of 7 months.

    I think that's the way you meant it, but the way you wrote it might be misinterperated by a newbie.
     
  9. Matthew King
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    You're absolutely right! Corrected! LOL
     
  10. vic120
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    vic120 Guru

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    Yea that always works out well.. LOLOL

    More times then not I have to tell them what is right and what is wrong
     
    vic120, May 15, 2019
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