Mass Mutual Retirees and Aon

[kstein]

Got a call from a Mass Mutual retiree with the $2,700 reimbursement option. Anyone know what the pre requisites are for getting the HRA?

 

[finalexpenseguru]

They need only the part d.

 

[TampaHound]

They need only the part d.

As a side note I've come across a few things like this. It seems to vary from company to company so beware and read the letter.

Any clue who AON is? I've not been impressed with them and neither are a lot of clients I've spoken to.

 

[DS4]

They need only the part d.

That is what I understand also

 

[goillini52]

As a side note I've come across a few things like this. It seems to vary from company to company so beware and read the letter.

Any clue who AON is? I've not been impressed with them and neither are a lot of clients I've spoken to.

It's a British company of which Combined is a part of.

 

[somarco]

Let Google be your friend

W. Clement Stone's mother bought a small Detroit insurance agency, and in 1918 brought her son into the business. Mr. Stone sold low-cost, low-benefit accident insurance, underwriting and issuing policies on-site. The next year he founded his own agency, the Combined Registry Co.

As the Great Depression began, Stone reduced his workforce and improved training. Forced by his son's respiratory illness to winter in the South, Stone moved to Arkansas and Texas. In 1939 he bought American Casualty Insurance Co. of Dallas, Texas. It was consolidated with other purchases as the Combined Insurance Co. of America in 1947. The company continued through the 1950s and 1960s, continuing to sell health and accident policies. In the 1970s, Combined expanded overseas despite being hit hard by the recession.

In 1982, after 10 years of stagnation under Clement Stone Jr., the elder Stone, then 79, resumed control until the completion of a merger with Ryan Insurance Co. allowed him to transfer control to Patrick Ryan. Ryan, the son of a Ford dealer in Wisconsin, had started his company as an auto credit insurer in 1964. In 1976, the company bought the insurance brokerage units of the Esmark conglomerate. Ryan focused on insurance brokering and added more upscale insurance products. He also trimmed staff and took other cost-cutting measures, and in 1987 he changed Combined's name to Aon.

https://en.wikipedia.org/wiki/Aon_(company)

With regard to the HRA handcuffs, every retiree group is different. The contract Aon negotiated with AT&T had the "escape" clause allowing retirees to only purchase Part D and still receive the HRA money.

Not all contracts work like that. Know your facts before running into the fire.

 

[kstein]

How about Alcoa. What's their rules?

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Mass mutual is Pdp only. Thanks for the info.

 

[G.Gordon]

Sprint has the same rules as ATT, take at least the pdp and you're good. The customer service/advisor experience seems to have degraded considerably. Had a Sprinter in here this morning, when she called to change pdp it took over one hour and the "agent" tried to force her into Humana WM preferred plan verses the Silvescript she wanted, she hung up, now she has to do it again. She was pissed.