regularAgent
Super Genius
Medicare is highly regulated and violated more than the regulations it has, these regulations only benefit call centers. After 5 years in the MEDICARE Advantage market, disillusionment with the business is total. I discovered that successful agents in MAPD are not successful because they provide a service to seniors, they are successful because they have developed a methodology to steal and change policies and plans to clients of other agents, many do not even have a license, they just do the job.
The worst thing is the carriers themselves, who, like UHC, have a department of agents dedicated to calling your clients for the same purpose. Therefore, even if the client requests her agent, the company makes it impossible. They even call them with the excuse of checking if they received the new card. "They know it was never issued," but that's how they prospect. Many clients call you, but others fall into the trap.
This year the "Inflation Reduction Act" will make things even more difficult for the Medicare advantage market.
We still know very little how to eat or how everything written in those two pages of the IRAct will develop or implemented.
Now I understand what carriers often argue about "taking care of your clients", God, clients have many predators, most of them predators without professionalism or ethics. They only want to sell and the carriers themselves are your biggest competition.
During a claim call and even with me on the line, a UHC agent tried to change my client's plan, outside of the period and without excuses.
Are all the agents or all the carriers involved in this bad practice, of course NOT.
But I could say without fear of being wrong that more than 70% of the agents are not true professionals and I have only had that experience with one carrier, other agents have told me about some others. I have participated in countless meetings of MA and Carrier agents. and MA and FMO agents and I know what I'm saying, they tell their experiences of how to change clients and their strategies.
Worse when the biggest predators from ASIA are hired to make calls in the USA regarding MA throughout the year. My wife tells me that she receives around 20 calls a day in her office and clients have expressed their stubbornness about it.
LEADS sellers know this and sell and resell a LEAD countless times, you know the idea is to change the client and their plan, among themselves they negotiate the leads already negotiated on other opportunities and renegotiated with their victims, the agents. regardless of whether the sale was successful in any of its instances. The idea is the CHANGE of the client
YEAR after year you are forced to do an AHIP certification, where there are more regulations than in the constitution, regulations that are a dead letter, they are of no use.
AHIP should be replaced by a general ETHICS course and make things easier
Is that market competitive or unhealthy?
Is that market competitive or unhealthy?
The worst thing is the carriers themselves, who, like UHC, have a department of agents dedicated to calling your clients for the same purpose. Therefore, even if the client requests her agent, the company makes it impossible. They even call them with the excuse of checking if they received the new card. "They know it was never issued," but that's how they prospect. Many clients call you, but others fall into the trap.
This year the "Inflation Reduction Act" will make things even more difficult for the Medicare advantage market.
We still know very little how to eat or how everything written in those two pages of the IRAct will develop or implemented.
Now I understand what carriers often argue about "taking care of your clients", God, clients have many predators, most of them predators without professionalism or ethics. They only want to sell and the carriers themselves are your biggest competition.
During a claim call and even with me on the line, a UHC agent tried to change my client's plan, outside of the period and without excuses.
Are all the agents or all the carriers involved in this bad practice, of course NOT.
But I could say without fear of being wrong that more than 70% of the agents are not true professionals and I have only had that experience with one carrier, other agents have told me about some others. I have participated in countless meetings of MA and Carrier agents. and MA and FMO agents and I know what I'm saying, they tell their experiences of how to change clients and their strategies.
Worse when the biggest predators from ASIA are hired to make calls in the USA regarding MA throughout the year. My wife tells me that she receives around 20 calls a day in her office and clients have expressed their stubbornness about it.
LEADS sellers know this and sell and resell a LEAD countless times, you know the idea is to change the client and their plan, among themselves they negotiate the leads already negotiated on other opportunities and renegotiated with their victims, the agents. regardless of whether the sale was successful in any of its instances. The idea is the CHANGE of the client
YEAR after year you are forced to do an AHIP certification, where there are more regulations than in the constitution, regulations that are a dead letter, they are of no use.
AHIP should be replaced by a general ETHICS course and make things easier
Is that market competitive or unhealthy?
Is that market competitive or unhealthy?
