Medicare and Dropping Insurance

[student2012]

Why is it that Medicare gives you 90 days to determine what kind of insurance you might want to choose after you turn 65, but the IRS has some 30 day rule which prevents you from dropping your company's insurance until the next open enrollment period if you take more than 30 days to make this complicated decision. How can this conflict be solved to get the insurance dropped after the 30 days are up?

 

[tins]

Seniors have more protections.
I haven't a clue why it would take more than a few days to decide. 30 days seems like a lot, but I understand. There are procrastinators that push off those decisions and wait 'till the last minute.

 

[bluediamond]

Sounds to me like you're on a group plan that has been set up as premium only by your employer. If your employer had not set it up you could have dropped your group plan anytime.