But Thad can somebody in non telesales really even writing 3 Ms apps a week? We've already said persistency is very high so replacing is tough. That leaves assaulting the T-65 mkt to write yr round and that mkt is saturated to no end. So that being said I think building your book in the med sup mkt is a slow long process.For somebody young i'd definitely be looking at that mkt for a long career.