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People will always need protection on their mortgages. It is never going to die. Real Estate is the most valuable asset known to man because it is exactly that, real estate. Regardless of how much the market goes down; it will never completely die unless it is the end of the World. Having said that; people will always need to protect that asset. Mortgage Protection may drop in numbers but it will never die. Furthermore, for at least the next 3 years I am going to be on a mission to replace every darn high priced OM and Forester's policy I can, thusly leaving me sitting in a pretty position.
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