Follow along with the video below to see how to install our site as a web app on your home screen.
Note: This feature may not be available in some browsers.
It's a marketing gimmick. A good one, but still a gimmick. It's life insurance no matter how you look at it and you can buy term or whole life to "protect the mortgage."
In my day (back in the stone age) we sold a 15 year or 30 year decreasing term that followed the amortization of a mortgage based on what the mortgage interest rate was. The customer paid a level premium for 15 or 30 years. It was an easy sale. I don't know if that's still available these days.
I suppose you have one?Hey! You know, the most important thing is to find an offer that will be truly profitable for you.
Is there a market for that anymore?we sold a 15 year or 30 year decreasing term
No. If you find one it will be low face high cost that will cost more than a larger policy with level premiums from a better carrier.Is there a market for that anymore?
Interesting perspective and I do not disagree as it pertains to the typical American.BTW-----decreasing need is also a a false plan these days. While possible, in real life most Americans don't have less debt or a declining loan in 15 or 20 years.