Mounumental Info

nfl72

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I spoke with a guy on the phone who was a TM lead. He said he just wrote a policy with Mounumental about 2 weeks ago. He is 6' 0" weights 325 pounds and is diabetic with neuropathy. He also has a very serious mental issue.

He is on Gabapentin and Clostazol. They wrote him at $26 per month on $8,000

With those issues would he qualify for level at Mounumental?
 
I spoke with a guy on the phone who was a TM lead. He said he just wrote a policy with Mounumental about 2 weeks ago. He is 6' 0" weights 325 pounds and is diabetic with neuropathy. He also has a very serious mental issue.

He is on Gabapentin and Clostazol. They wrote him at $26 per month on $8,000

With those issues would he qualify for level at Mounumental?


Whats the age...Monu has 2 diff apps, 0-44 & 45-85??
 
For age 46 I'm getting 26.46 for 8K (Standard). If he's on insulin that would knock him out of Preferred. That's on Florida rates. Monu don't ask about crazies on that app so I can see where it would go through OK.
 
I spoke with a guy on the phone who was a TM lead. He said he just wrote a policy with Mounumental about 2 weeks ago. He is 6' 0" weights 325 pounds and is diabetic with neuropathy. He also has a very serious mental issue.

He is on Gabapentin and Clostazol. They wrote him at $26 per month on $8,000

With those issues would he qualify for level at Mounumental?

If he is 45-47 Mns The Rate would be about $26-27/mo for Standard. (insulin use)
 
Is Transamerica the same as Mounumental?

C2 asks about mental incapacity?
 
Is Transamerica the same as Mounumental?

C2 asks about mental incapacity?

You're right. But if he is able hold a conversation and to understand and answer his own health questions I think that would be a 'no'.

I once took an app on a young girl that seemed to me like she talked a little slow, but she lived by herself, had her own banking account, and was able converse and answer all the questions fine. I didn't consider her to be "mentally incapacitated'. Until she started sticking bananas in her ear (kidding...).


I think TA and Monu have the same app.
 
Is Transamerica the same as Mounumental?

C2 asks about mental incapacity?

Yes they are one and the same. But Transamerica pays better and has better training plus the agents make more money and live longer happier lives and have prettier wives and well adjusted, well behaved kids. (Because that's what fexcontracting.com has.)

Disclaimer: Some information in this thread MAY contain bogus marketer talk and MAY be stretching the truth slightly...but do YOU want to risk the chance that it could all be spot on?

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It's a shame I had the same criteria when I got married.:twitchy:

Jerard,

I have no idea who you are...but you are definitely Fex material. We love agents with crazy wives. They work harder so they don't have to go home.
 
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