My Blues Are Gone

[ameneses54]

I know nobody cares or is interested, but I'd just like to share the shocking reality that today August 29, my bank account has posted a near $1K credit for ACA business I wrote for Florida Blue almost a year ago.
As you all may know, if you have the kindness of reading my posts, Blue dumped me for not selling the minimum of 50 ACA policies.
Good luck for everyone in the next open enrollment!

 

[somarco]

Probably the best thing that happened to you. When it takes 10 months to get paid you would be better off as a farmer.

 

[AllenChicago]

I know nobody cares or is interested, but I'd just like to share the shocking reality that today August 29, my bank account has posted a near $1K credit for ACA business I wrote for Florida Blue almost a year ago.
As you all may know, if you have the kindness of reading my posts, Blue dumped me for not selling the minimum of 50 ACA policies.
Good luck for everyone in the next open enrollment!

Don't assume nobody cares, Ameneses. We like (and need) to hear good news in the area of commissions being paid for our hard work!

Your "surprise" deposit arrived just in time for the September 1st kick-off of 2014 Christmas shopping season.

TIP:..make sure that Florida Blue isn't one of those companies that can reach into your checking account to withrdaw money.
ac

 

[Guest]

I never even found out why I was terminated. Got a letter in the mail that said I am no longer affiliated with company X.
When I call Blue they say call your up line, good luck with that upline, a&b does not answer the phone LOL.
Glad you got something.

 

[bluediamond]

They are sending mass emails out to licensed agents recruiting for the up coming season.

 

[somarco]

They are sending mass emails out to licensed agents recruiting for the up coming season.

Sounds like churning agents. Carriers do that from time to time to avoid paying renewals. Probably even more so since Obamacare plans don't roll over from year to year.

 

[Guest]

I could care less about renewals at this point, they owe me over 15k in aep, a$$holes

 

[FLM2]

I could care less about renewals at this point, they owe me over 15k in aep, a$

You won't get paid without fighting with the CGA, they were paid a long time ago.

Here is some advice that won't cost you much-if your CGA is local to you, file in small claims court for the maximum allowed ($5,000). Remember, though, that based on the termination date they will only owe you commissions for the months prior to termination, after that they can hide behind the at-will termination clause for the rest of the year to claim they don't owe you any commissions for the months following your termination. That is the reason (plus the CGA is over 300 miles from me) I did not take this route on the commissions owed me (it was a lower number as they had paid me for about 1/3 of my Medicare cases for 2014).

The Blue-CGA relationship is toxic and is designed to screw over agents, it's just a matter of how long it takes before you get screwed. Blue and their CGA's are in collusion against agents and that has intensified this year, as you and many others (including myself) have found out. An agent would have to be out of his/her mind (or desperate) to start to represent Blue at this point in time.

 

[bluediamond]

Agreed on all points FLM, but (and I don't pretend to know the law) why don't all you agent's get together that had commission's due before termination and discuss with an attorney for possible class action law suit? They did in Nevada. I hate it when I see any agents screwed by their cga's.

I do believe in all these year's that I have seen agents come and go either by their own choice or contract termination's and the reach of this forum it is beginning to hurt some cga's on their recruitment efforts.

 

[FLM2]

Agreed on all points FLM, but (and I don't pretend to know the law) why don't all you agent's get together that had commission's due before termination and discuss with an attorney for possible class action law suit? They did in Nevada. I hate it when I see any agents screwed by their cga's.

I do believe in all these year's that I have seen agents come and go either by their own choice or contract termination's and the reach of this forum it is beginning to hurt some cga's on their recruitment efforts.

It's an interesting thought but class action lawsuits usually help no one except for the attorney who represents the class, by the time legal fees and the contingency fee is taken out there isn't much left. As I mentioned above, since Blue pays the whole year up front, they can simply point to the termination date as the end of commissions and charge back for the rest of the year-when I did that calculation for myself (termination date on July 1) it came out a wash so wasn't worth the effort, I will just send out letters offering to review coverage before AEP this year and move whoever is interested going forward. Even though I walked away from commissions (I told the CGA to terminate me if he wasn't going to pay me) I feel better about my business without representing Blue, I never liked dealing with their bs.