My Life Insurance is with My/my Husbands Company

[moonlightandmargaritas]

If they are referring to a policy through his work then those typically only cover while they are employed. If you wait until he quits, your age increases as does your premium. Best to lock it in while you are younger.

Wouldn't it be nice if logic actually...sold?

 

[Norwayguy]

I'm covered through my husbands job.

Great, do you have that because it is a benefit from his employer or would there be an expense if you passed on that would be a burden to your husband? And if he died would it leave a burden for you?

Let them answer if it is because its a benefit you will never win a cost battle as they are looking at it as being provided with the job and is the reason they have it....Now if they have a concern ask them...

How much income will that provide per year for your husband? Not how much the coverage is because it gets them thinking he is dead his paycheck stops and how long that $50k is going to last.

 

[WinoBlues]

I'm covered through my husbands job.

Great, do you have that because it is a benefit from his employer or would there be an expense if you passed on that would be a burden to your husband? And if he died would it leave a burden for you?

Let them answer if it is because its a benefit you will never win a cost battle as they are looking at it as being provided with the job and is the reason they have it....Now if they have a concern ask them...

How much income will that provide per year for your husband? Not how much the coverage is because it gets them thinking he is dead his paycheck stops and how long that $50k is going to last.[/QUOTE

Good answer. I like to subtract FE cost then divide the balance by his monthly income. And ask "then what?"

 

[unlimitedsigh]

... I know that some people just want to blow me off at the door...

I have not experienced this... yet?

 

[WinoBlues]

I have not experienced this... yet?

May be you are just not that good looking.

 

[smokin goose]

May be you are just not that good looking.

Lol. Took me a minute. Just got it. :-)

 

[Arookaria]

I have not experienced this... yet?

LMAO!

Sent from my IPhone

 

[Norwayguy]

I have not experienced this... yet?

And with a user name like yours I know what your thinking.