My personal experience with Aflac

[STIBROKER]

Re: Working for Aflac?

I have been selling AFLAC products for over 5 years now. Discount cards do not pay the policy holder any cash to help keep the lights on, food on the table, that is what AFLAC all about.

and with a Health plan and a Real disability policy all that is taken care of....

You can make $25 a month payments to the hospital/doctor, but not the power company, or the place where you buy your food, your car payment/house payment.

and how are you going to get that operation that will save your life when you tell the hospital and surgeon "I know I don't have insurance but I have $25 a month to give you".....so you die and that takes care of the food, car payment,house payment......and AFLAC won't pay because you are dead.....also on a side note I doubt that AFLAC has a policy that would totally cover my food, car payment,house payment and all my other monthly bills....

 

[hodaka1974]

Re: Working for Aflac?

and your saying AFLAC is the answer.....thats rich.....

Never said anything like that!! AFLAC is a great supplemental product to offer. AFLAC has over 350,000 payroll accounts in the USA, they must be doing somthing right.

 

[Crabcake Johnny]

Re: Working for Aflac?

McDonalds sells the most burgers. It is the best burger?

 

[STIBROKER]

Re: Working for Aflac?

Never said anything like that!! AFLAC is a great supplemental product to offer. AFLAC has over 350,000 payroll accounts in the USA, they must be doing somthing right.

yea at giving the public a false sense of security......

here is your wonderful disability plan.....

AFLAC’s Personal Disability Income Protector

CHOOSE THE COVERAGE YOU NEED
AFLAC's Personal Disability Income Protector allows you to choose a
level of coverage that best meets your individual financial needs.
x Monthly Benefits: From $500 to $5,000, subject to income
requirements
x Elimination Periods (Accident/Sickness): 0/7, 0/14, or 7/14
x Benefit Period: 3 months

Totally disabled is defined as: while employed, it means your
continuing inability to perform the material and substantial duties of
your job. You must also be under the care and attendance of a
physician for your condition. If you are unable to perform the material
and substantial duties of your job but are able to work at any job, you
will continue to be considered totally disabled as long as your
earnings are less than 80% of your base pay earnings at the time you
became totally disabled. If you return to work at any job and are
earning 80% or more of your predisability base pay earnings, you will
no longer be considered totally disabled.

 

[CJDAY]

Re: Working for Aflac?

Hello,

I'm new here and new to insurance. I was recently lured in by the duck. I have found the agent structure to be heavy on the recruiting and light on the support and training. After hundreds of cold calls and corporate drops, I have come to the conclusion that Aflac has completely saturated the market with desperate agents that behave like lemmings in a barrel of water, clawing over one another for a gasp of air. I am looking to find an insurance company that offers decent support and structure for new agents. Any suggestions on companies to look at?

Congratulations with your new career choice...I understand how you feel. You will greatly benefit with the tremendous agent support by my company for new agents, and seasoned alike. Review the enclosed and call me, my name is Carmen Day 310-294-9916

National Company looking for self starters to expand in your area. I am looking for hardworking, ethical people looking to change their lives by helping protect families. Must be looking to improve your financial situation NOW, by doing the right things for other people. If you're looking for a CAREER and not another JOB - we might be looking for you. Part Time and Full Time needed.

Call 712-423-9687 for Business Overview. After listening to the call, if you feel like this could be a fit for you, to schedule an Interview.
Leads & Training Available
$1500-$3000 Week Part Time
$100K+ Year Full Time
$250-$500K+ Year Management

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[STIBROKER]

Re: Working for Aflac?

yea......stop giving people a false sense of security and go to the NAA and really screw them with non~med life slamming....

 

[theinuranceguy]

Re: Working for Aflac?

McDonalds sells the most burgers. It is the best burger?

Great Point....

 

[hodaka1974]

Re: Working for Aflac?

and with a Health plan and a Real disability policy all that is taken care of....




and how are you going to get that operation that will save your life when you tell the hospital and surgeon "I know I don't have insurance but I have $25 a month to give you".....so you die and that takes care of the food, car payment,house payment......and AFLAC won't pay because you are dead.....also on a side note I doubt that AFLAC has a policy that would totally cover my food, car payment,house payment and all my other monthly bills....

LOL what the heck??? man you are out there---- for one thing if you need surgery and it is a mater of life or death the non-private Hospitals have to give you the surgery..Not sure what the law is where you live but in Florida a Hospital can not refuse you care do to the fact you have no health insurnace!!!!! So your whole statemanet is BS !!!!! let me see $450 monthly insurance paymeant, $1000 dedcutable, and the policy only pays 60% of the surgery!!! gee thanks.

Again over $60 billion in assets, over 350,000 payroll accounts in the USA
Blows all other AFLAC copy cat companies away. AFLAC the fist with a "cancer" policy, The first to pay cash direct to the policy holder.
All the rest of the supplemeantal health companies are copy cats.
And as the saying goes being copied is the best from of flattery!!!

If AFLAC is soooo bad then why are there all these other companies doing the same thing??

 

[hodaka1974]

Re: Working for Aflac?

yea at giving the public a false sense of security......

here is your wonderful disability plan.....

AFLAC’s Personal Disability Income Protector

CHOOSE THE COVERAGE YOU NEED
AFLAC's Personal Disability Income Protector allows you to choose a
level of coverage that best meets your individual financial needs.
x Monthly Benefits: From $500 to $5,000, subject to income
requirements
x Elimination Periods (Accident/Sickness): 0/7, 0/14, or 7/14
x Benefit Period: 3 months

Totally disabled is defined as: while employed, it means your
continuing inability to perform the material and substantial duties of
your job. You must also be under the care and attendance of a
physician for your condition. If you are unable to perform the material
and substantial duties of your job but are able to work at any job, you
will continue to be considered totally disabled as long as your
earnings are less than 80% of your base pay earnings at the time you
became totally disabled. If you return to work at any job and are
earning 80% or more of your predisability base pay earnings, you will
no longer be considered totally disabled.

what is your point here??? that AFLAC will not pay you to stay home and be a dead beat?? lot of people try there best to get on DI and stay on it, heck why not you do not have to work and still get paid,,,

now the benefit period can be up to 24 months. Lets face it if you are disabled for more than 24 months you need help, and if you are
permanently disabled then you get SS and medicare.

Thanks for your input--

 

[hodaka1974]

Re: Working for Aflac?

McDonalds sells the most burgers. It is the best burger?

Number 1 for a reason---if you do not like the heat stay out of the kitchen