- 943
Re: Working for Aflac?
huh? I think I have seen you on an episode of Jerry Springer...
huh? I think I have seen you on an episode of Jerry Springer...
My personal experience with Aflac
- Thread starter STIBROKER
- Start date
hodaka1974
Expert
- 98
Re: Working for Aflac?
Iv I dont miss spell words then you have nothing to beat me over LOL and this would not be any fun now would it??
1 more moth in the flame, time to switch to the electronic bug zapper. just love that sound hehe care to test the voltage?
Man, your spelling is atrociuos: do to the fact, droped, atomic boob! You arte an uneducated ***. Of course, AFLAC does not have their largest cancer product market in Japan because of what happened in 1945, it's just their superior marketing. Sure, I have bridge in Brooklyn you may want to buy. You better stop drinking that Kool-aid. It is beginning to show in your posts imbecile.
Iv I dont miss spell words then you have nothing to beat me over LOL and this would not be any fun now would it??
1 more moth in the flame, time to switch to the electronic bug zapper. just love that sound hehe care to test the voltage?
- 943
- 1,070
Re: My personal experience with Aflac.
I've been in real estate, I was a partner in a boat dealership and a car dealership. The insurance business doesn't have much in the way of real useful training. The captive companies can't generate leads and the management is real iffy. Too much time is spent getting problems corrected. The CSR's could care less.
First year failure rate is the same in all businessess. Very few people have what it takes to make it on their own in life. It takes guts and most people are cowards.
I've been in real estate, I was a partner in a boat dealership and a car dealership. The insurance business doesn't have much in the way of real useful training. The captive companies can't generate leads and the management is real iffy. Too much time is spent getting problems corrected. The CSR's could care less.
First year failure rate is the same in all businessess. Very few people have what it takes to make it on their own in life. It takes guts and most people are cowards.
deerheart7
New Member
Re: My personal experience with Aflac.
Thanks so much for this post on Aflac and all the subsequent posts. I started out with Aflac as well. Got my L&H license 3 years ago. A friend brought me into Aflac and is one of the top writers in my area. But I was not familiar with sales nor insurance and I tried to compete on her level. I felt like a failure but I was determined to stick with it. I wrote about 10K my first year and 13K the second. Nothing like the 50+ that she was writing but I also learned about the industry and started to get licensed with health insurance carriers realizing that so many people that I was talking to had no health insurance at all. I slowly built up my own business and kept learning more and more. I now have my own agency of one (LOL) and I sell life and long term care as well. Now when I talk to some of those agents that are still with Aflac they don't know half of what I do about insurance. They only have to learn one thing - Aflac's products. It has been very difficult financially. I took a second mortgage on my home and another one on my mom's home but I was determined. I learned one very important lesson --- after years of working in an office for someone else (I was a legal secretary for 25 yrs) there was no way I was going back to that work environment. I recently found this forum and several others. I am reading, learning and staying determined to make this work. I love the industry, helping people and being my own boss (for real). I still sell some Aflac but nothing that will pay my bills. I am just having a hard time now getting prospects. Over the last three years I have bought thousands of dollars worth of leads. I have added other prospecting tools like direct mailings, a newsletter and some seminars. I am still looking for a good lead source to buy from but each week it's a question of buy some leads or pay a bill. I am no where near making that 50K but I know I am where I need to be.
Glad you are all here and especially glad that I have found this forum.
Thanks so much for this post on Aflac and all the subsequent posts. I started out with Aflac as well. Got my L&H license 3 years ago. A friend brought me into Aflac and is one of the top writers in my area. But I was not familiar with sales nor insurance and I tried to compete on her level. I felt like a failure but I was determined to stick with it. I wrote about 10K my first year and 13K the second. Nothing like the 50+ that she was writing but I also learned about the industry and started to get licensed with health insurance carriers realizing that so many people that I was talking to had no health insurance at all. I slowly built up my own business and kept learning more and more. I now have my own agency of one (LOL) and I sell life and long term care as well. Now when I talk to some of those agents that are still with Aflac they don't know half of what I do about insurance. They only have to learn one thing - Aflac's products. It has been very difficult financially. I took a second mortgage on my home and another one on my mom's home but I was determined. I learned one very important lesson --- after years of working in an office for someone else (I was a legal secretary for 25 yrs) there was no way I was going back to that work environment. I recently found this forum and several others. I am reading, learning and staying determined to make this work. I love the industry, helping people and being my own boss (for real). I still sell some Aflac but nothing that will pay my bills. I am just having a hard time now getting prospects. Over the last three years I have bought thousands of dollars worth of leads. I have added other prospecting tools like direct mailings, a newsletter and some seminars. I am still looking for a good lead source to buy from but each week it's a question of buy some leads or pay a bill. I am no where near making that 50K but I know I am where I need to be.
Glad you are all here and especially glad that I have found this forum.
- 943
Re: My personal experience with Aflac.
God the first 3 years are the hardest! Took me a while to find my niche! But once you find it, it is well worth barely getting by and having to bum money off mom and dad!
For the right person, Insurance is the perfect career... its never the perfect job.
God the first 3 years are the hardest! Took me a while to find my niche! But once you find it, it is well worth barely getting by and having to bum money off mom and dad!
For the right person, Insurance is the perfect career... its never the perfect job.
hodaka1974
Expert
- 98
Re: Working for Aflac?
2007 sales in millions Illinois Mutual $239.2
Now for the compaines I write for...
2007 sales in millions AFLAC $15,393. 2007 sales Hartford group in millions $25,916. 2007 sales in millions ING NV $163,187. Allianz SE 2007 sales in millions $126,788.
2007 sales in millions Illinois Mutual $239.2
Now for the compaines I write for...
2007 sales in millions AFLAC $15,393. 2007 sales Hartford group in millions $25,916. 2007 sales in millions ING NV $163,187. Allianz SE 2007 sales in millions $126,788.
Last edited:
- 7,790
Re: Working for Aflac?
Besides English being a second language for you, you are stupid. What a pea brain to take umbrage about my observation regarding the huge cancer insurance market that AFLAC has in Japan. There was absolutely nothing negative about that. Wouldn't a company selling flood insurance insurance sell their product in areas where flooding is a possibility? AFLAC's marketing in Japan is clever marketing----seeing an opportunity and seizing upon it. There is nothing wrong with that. You don't think that in a country that has experienced radiation first-hand that the inhabitants would be amenable to purchasing cancer insurance? If you don't, your dumber that I thought you are. If you want to vent your spleen in defense of the duck, you should proceed to "Ripoffreport.com" where you can defend AFLAC against the multitude of negative post contained therein.
Besides English being a second language for you, you are stupid. What a pea brain to take umbrage about my observation regarding the huge cancer insurance market that AFLAC has in Japan. There was absolutely nothing negative about that. Wouldn't a company selling flood insurance insurance sell their product in areas where flooding is a possibility? AFLAC's marketing in Japan is clever marketing----seeing an opportunity and seizing upon it. There is nothing wrong with that. You don't think that in a country that has experienced radiation first-hand that the inhabitants would be amenable to purchasing cancer insurance? If you don't, your dumber that I thought you are. If you want to vent your spleen in defense of the duck, you should proceed to "Ripoffreport.com" where you can defend AFLAC against the multitude of negative post contained therein.
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