I'm definitely a consumer and northwestern mutual is the company that I got a policy thru last June.
I'm not a smoker and I do not know what table rated means. When I met with him, he said I need it because its a good investment..
If you have anything in writing from him that says his life insurance is a good investment, you can cancel and get all your money back. Anytime an agent makes a verbal claim like that, tell him to write it on the company brochure and sign and date it.
Whole-life insurance (or term insurance) is never a good investment or a bad investment. It's not an investment at all. Investment is a banned word in the insurance world. It has huge repercussions if used incorrectly.
