Need Advice on IMOs Please

#1. Good choice

#2. Not such a good choice, but there are worse IMO's.

#3. Not a choice at all anymore

#4. Never heard of them. Probably not a player.

# 5. See # 4

# 6. Run away. This is Parker and Asses. Worse than even LH

#7. See # 3.


look at fexcontracting.com They didn't make your list but should have.

Berwick is my IMO for med supps. Pretty good to work with, nice people. I think they are just breaking into the FE market. Last I heard, the carriers they offer are MOO, Kemper, and one other that I can't think of off the top of my head. They are partnered with Legacy Safeguard. They offered me a 100% contract, but I already have that with my current FE/IMO, so I decided not to go with them for FE.
 
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If you're brand new to sales and insurance then EFES is probably your best choice. If you have some sales exp then fexcontracting.com would be good. You can talk to Newby or Travis.

Another idea for the newly initiated would be to find somebody local with a good IMO like efes or fex, and go under them. You could get 1 on 1 training and still be involved in the weekly conference calls.
 
Door knocking? I have done that for YEARS!! with other products/services, cannot do that anymore, to time consumming with little result. and 1 contract a day is not really what I am looking for, thanks anyway!
 
Time to check out and find another career path then.

You either invest in leads at a *minimum* of $500 a week, or do 20 to 30 doorknocks a day asking for appointments to discuss final expense insurance.

Don't want to do either? Then go work somewhere else.
 
Time to check out and find another career path then.

You either invest in leads at a *minimum* of $500 a week, or do 20 to 30 doorknocks a day asking for appointments to discuss final expense insurance.

Don't want to do either? Then go work somewhere else.

You could cold call off a dialer. I did that starting out. Only did it for 2 weeks lol. Used my commissions to start buying leads.

I'd never go back...
 
Door knocking? I have done that for YEARS!! with other products/services, cannot do that anymore, to time consumming with little result. and 1 contract a day is not really what I am looking for, thanks anyway!

1 contract a day! That's 4 to 6 contracts a week with little cash outlay. Many an agent would love that!

I just started the phone deal. I like door knocking, but my body doesn't. Since I started I had several injuries to the ankle and back. Plus its like steamy ugly hot here and I sweat like a pig on a cool day. I hate calling, but my 1st run at it yielded 3 appts in less than an hour. Just enough to keep me at it while smiling.

I'm by no means a pro at FE, closer to the other end of the scale. But the one lesson I've learned the hard way is that I'm not in the selling business, I'm in the prospecting business. No amount of contract %, product knowledge, or sells skills will do anyone any good if you can't get in front of people. I hate spending money on mailers, but

In FE, mailers are hard to ignore for finding prospects. Cold calling does work for some others not. Door knocking works for some but others not. Some love TM leads others hate them. It all depends on what you're comfortable with using, but you have to do something. And they all come with a price, whether it be time, cash, lost opportunity, or any combination of those.

sherd
 
Not a single good thing? Have you talked to anyone doing well there or just those that didn't quite cut the mustard?

Here is one positive on them, they put me in front of many interested people on a consistent basis so that I am able to work my magic w/ an array of carriers. Now you can no longer say you have NEVER heard any good about them.

I suppose that's a matter of opinion if that's a good thing or not. Parker and Asses will give you as many leads as you can work. The contract is 50%. Is that good?
 
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