Need Final Expense Company

[jdeasy]

I don't know any Co. that advances on direct bill.

Nor do I, but, I also know of no other company that cuts your commission on direct bill either.

The only 3 that I have that will direct monthly bill are 5 Star, AmAm and UHL. They all pay the same commission on direct monthly as they do for PAC. Doesn't matter about no advances to me since I am as earned on all business with those companies anyway.

I suppose that UHL pays the agent more for monthly direct. The modal factor is higher and they don't cut the commission. I never really thought of that before.

 

[Newby]

I don't know any Co. that advances on direct bill.

Your own favorite company Lincoln Heritage gives full advances on direct bill on their pre-need funeral insurance.

Maybe they just treat their FE agents like 2nd class citizens? Tisk tisk.

 

[theinsuranceman]

Your own favorite company Lincoln Heritage gives full advances on direct bill on their pre-need funeral insurance.

Maybe they just treat their FE agents like 2nd class citizens? Tisk tisk.

No...they treat their agents like ALL FE Co.'s treat their agents...they just don't advance on a FE policy that is direct billed. I don't make the rules. I wouldn't even want to be advanced on monthly direct bill. That's a recipe for disaster.

Do your FE Co.'s advance on direct bill biz.? Didn't think so.

 

[Newby]

No...they treat their agents like ALL FE Co.'s treat their agents...they just don't advance on a FE policy that is direct billed. I don't make the rules. I wouldn't even want to be advanced on monthly direct bill. That's a recipe for disaster.

Do your FE Co.'s advance on direct bill biz.? Didn't think so.

Actually I do have an FE company that advances 9 months on monthly bill plus no reduction on commissions.
I also have 4 Preneed companies that advance the full amount on direct. My direct bill business actually stays on the books. Go figure.

 

[GreenSky]

Actually I do have an FE company that advances 9 months on monthly bill plus no reduction on commissions.
I also have 4 Preneed companies that advance the full amount on direct. My direct bill business actually stays on the books. Go figure.

Perhaps if you only sold on over the telephone you'd do better.

Rick

 

[theinsuranceman]

Perhaps if you only sold on over the telephone you'd do better.

Rick

Perhaps if you learned how to write coherently ....oh well, never mind. All I know is you are in Cal. and sound like an illegal alien.

PS: I do face 2 face sales also.

 

[Insgrl]

Perhaps if you learned how to write coherently ....oh well, never mind. All I know is you are in Cal. and sound like an illegal alien.

PS: I do face 2 face sales also.

What is the name of the company you are writing? Are the commissions decent?

 

[WinoBlues]

What is the name of the company you are writing? Are the commissions decent?

""Perhaps if you learned how to write coherently ..""

I am guessing "Coherently"

 

[arnguy]

Although I don't always agree with Rick, I consider him quite articulate. After all, he is a graduate of UCLA!

 

[Mark]

Although I don't always agree with Rick, I consider him quite articulate. After all, he is a graduate of UCLA!

I wished I lived in California so I could vote for him....