*I will put my story at the end of the post. If you care to read it to understand where I'm coming from then great. No need to read it if you don't plan on helping me.*
Please keep in mind I AM IN UTAH...but would like to sell to Idaho, Nevada, and Arizona over phone.
I need a few companies to sell FE over the phone 100%. I also would like a few more that are good to have in my bag to be competitive. I have read for days on the board, but every post seems to contradict the next. So far this is what I have found. Please, oh please correct me if I'm wrong.
Foresters - No phone sales but good company
Royal Neighbors - Jdeasy swears by them. Complete phone sale?
Colorado Bankers - No phone sales, good smokers rates
Oxford Life - No phone sales, but one of the cheapest
Settlers - Not in my state
Monumental - No phone sales, easy approval?
Assurity Life - YES phone? Are they any good?
Baltimore Life - Yes phone? Are they any good?
I really just don't know were to start. Any help would be greatly appreciate. You are more than welcome to post or PM me offers. Couple things though.
1. I won't go captive, that's just not my thing.
2. I'm not interested in buying your leads. I'll generate my own.
3. I am looking for 90%-105% contract.
4. At least 50% advanced.
5. Must have the ability to sell at least 50% prospect by phone only.
I don't need easy money. I will work my ass off for it. 10 hours a day, 6 days a week. I can cold call for 6 hours a day no problem. Been there done that for years. I plan on doing MedSupp with Frank for a lasting career, but need the bigger commissions from FE now, plus I'm sure I will always sell FE with cross sales on MedSupp. I am not looking for a hand out, just a helping hand with this
Thanks to all that reply...
****My Story
I passed my exam 2 months ago with good money in the bank. Good to go. Found out my partner of past business didn't pay our taxes so they wouldn't give me my license until I paid it. Finally paid my $14,890 to get my insurance license. Now I'm almost broke. No regular job. Small stream of income coming from past web design jobs. Not enough to pay the bills in the future.
I have a 17year old daughter that is critically ill and is pretty much disabled and can't walk or eat on her own. Don't see her living much more than 1-2 years. But I need to be home with her for this time. I love her too much to go work at Wal-Mart and be away from her all day. I do have the ability to leave for some appointments since we have a home health nurse for a few hours a day. This is why I need some companies with phone sale capability and some ok with F2F.
Please keep in mind I AM IN UTAH...but would like to sell to Idaho, Nevada, and Arizona over phone.
I need a few companies to sell FE over the phone 100%. I also would like a few more that are good to have in my bag to be competitive. I have read for days on the board, but every post seems to contradict the next. So far this is what I have found. Please, oh please correct me if I'm wrong.
Foresters - No phone sales but good company
Royal Neighbors - Jdeasy swears by them. Complete phone sale?
Colorado Bankers - No phone sales, good smokers rates
Oxford Life - No phone sales, but one of the cheapest
Settlers - Not in my state
Monumental - No phone sales, easy approval?
Assurity Life - YES phone? Are they any good?
Baltimore Life - Yes phone? Are they any good?
I really just don't know were to start. Any help would be greatly appreciate. You are more than welcome to post or PM me offers. Couple things though.
1. I won't go captive, that's just not my thing.
2. I'm not interested in buying your leads. I'll generate my own.
3. I am looking for 90%-105% contract.
4. At least 50% advanced.
5. Must have the ability to sell at least 50% prospect by phone only.
I don't need easy money. I will work my ass off for it. 10 hours a day, 6 days a week. I can cold call for 6 hours a day no problem. Been there done that for years. I plan on doing MedSupp with Frank for a lasting career, but need the bigger commissions from FE now, plus I'm sure I will always sell FE with cross sales on MedSupp. I am not looking for a hand out, just a helping hand with this
Thanks to all that reply...
****My Story
I passed my exam 2 months ago with good money in the bank. Good to go. Found out my partner of past business didn't pay our taxes so they wouldn't give me my license until I paid it. Finally paid my $14,890 to get my insurance license. Now I'm almost broke. No regular job. Small stream of income coming from past web design jobs. Not enough to pay the bills in the future.
I have a 17year old daughter that is critically ill and is pretty much disabled and can't walk or eat on her own. Don't see her living much more than 1-2 years. But I need to be home with her for this time. I love her too much to go work at Wal-Mart and be away from her all day. I do have the ability to leave for some appointments since we have a home health nurse for a few hours a day. This is why I need some companies with phone sale capability and some ok with F2F.
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